mortgages + home loans
391 results tagged mortgages + home loans:
Two cheap houses or one more valuable property: part two
A reader asked Paul if it was better to buy two cheap properties or one more valuable piece of real estate. You asked for more information, so here it is!
Ask Paul: Invest in two cheap properties or one valuable one?
Keith has saved money to invest in real estate. He asks Paul Clitheroe about buying two cheap properties versus saving to buy a more valuable place.
Why negative gearing still works for creating long-term wealth
Property yields are low, capital growth is in question, the regulators want to slap limits on investor lending and the banks have responded with higher interest rates. So does negative gearing still work?
The three moments when you should consider life insurance
Many of us are happy skating on without life insurance, until this happens.
What to do if you’re suffering from mortgage stress
Our insane appetite for debt and a ridiculously overpriced property market have pushed mortgage arrears to their highest point in five years. Here's what to do if you're suffering mortgage stress.
Why it’s getting tougher to refinance your mortgage
While it's been more difficult recently, if there is a will, there is usually a way to refinance.
Buying property? The suburbs blacklisted by banks
Banks are blacklisting suburbs where they're not keen to lend, where borrowers face tougher hurdles to get a mortgage and have to stump up a bigger deposit.
Ask Paul: Is our dream home worth less than we paid for it?
We put all our savings into a deposit to buy our dream home, now the bank's desktop valuation came in $25,000 less than what we paid for the property.
My parents helped me buy a house – should I pay them back first?
Cassandra's parents went guarantor for a large chunk of her mortgage. Should she pay them back or keep money in offset?
How I’m paying off my mortgage in 10 years (and you can, too)
In 2008 we set ourselves a goal: to own our home within 10 years. We've poured our income into the mortgage payments, and January 2018 will be the last one.
