mortgages + home loans
391 results tagged mortgages + home loans:
How to improve your chances of getting a home loan
The days of rubber-stamping mortgage application forms are long gone, but what are banks looking for when you apply for a home loan? They want more than just a deposit.
The hidden costs of refinancing your home loan
About 17,000 mortgages are refinanced every month around Australia, but many people focus only on the interest rate and don't consider whether they can redraw money or repay the loan early.
Why you need to take care before taking out a reverse mortgage
Retirees who plan to draw on the equity in their home for a reverse mortgage need to run the numbers first, warns Effie Zahos.
Ask Paul: We live in Sydney – should we buy property elsewhere?
Rent in Sydney and buy property in another city? Move out of Sydney to a more affordable city? Or buy on Sydney's north shore and bank on long-term growth? James and his wife want to know the best option.
Ask Paul: My paralysed husband just lost his job
Jolanda is the sole income earner after her husband became paralysed and later lost his job. How can she juggle a mortgage, a margin loan and credit card debt?
What to do with your tax refund instead of buying a new TV
Tempting as it might be to blow your tax refund on a new TV or holiday, here are five things you can do that will see you reap financial rewards for years.
Ask Paul: Am I better off putting extra cash into super or the mortgage?
Mark and his wife want to retire in nine years but still owe $300,000 on their home. Should they put their extra $800 a month into super or the mortgage?
What lenders are looking for when you apply for a home loan
Tighter lending restrictions and increased pressure on banks from the royal commission mean it's getting tougher to get a loan. So what are lenders looking for when they review a loan application?
How much further will Australia’s property prices fall?
How far will property prices fall in the long-awaited correction? UBS economist George Tharenou believes they will dive deeper than his original estimates.
Will Kohab make it easier to co-own property?
Kohab claims it could be the answer to Australia's home affordability issue by making it easier to co-own property, writes Effie Zahos.
