Michael Blyth is head of government, regulatory and industry affairs for the Australian Retail Credit Association. He has more than 20 years' experience in financial services and is an advocate for the industry-funded education and awareness campaign, CreditSmart.org.au.
What the new credit reporting changes will mean for you
From July next year, asking for a hardship arrangement from your lender won't be a death sentence for your credit report.
What to do if your mortgage holiday is over but you can’t afford to pay
As the six-month deferral on mortgages comes to an end, hundreds of thousands of Aussies have to resume making payments. But what if you can't afford them?
