also known as scholarship plans. Unlike many education-specific savings products | and a quality education ranks as a high priority for many Australian families. For families considering private education | because investment bonds are most tax effective when the initial investment amount and its earnings are held for at least 10 years | Bonds & Fixed Income | businesses or complex financial affairs | choose a different education pathway or study overseas. That's where investment bonds can have a real advantage over 'education' bonds | especially at tax time. For families juggling multiple investments | extracurricular activities | flexible and tax-effective way to save for their children's education. We all want the best for our kids | including capital gains tax | investment bonds aren't restricted to school fees | Investment bonds offer families a simple | let's say Generation Life | overseas trips and uniforms | planning ahead can make a significant difference to how those costs are funded. Many families will spend hundreds of thousands of dollars educating a child through a private school. Add technology | plus they have important features when it comes to tax | simplicity and flexibility. Tax paid after 10 years Plenty of families get started with investment bonds as soon as they know a baby is on the way. That makes sense | Sponsored | takes care of all the tax matters internally for the life of the investment. It makes life very simple for busy families | the provider | while some additional contributions and transfers are still available. After this point | withdrawals are free of any personal tax
The tax-friendly way to save for school costs
By Vincent Stranges Published on August 31, 2026
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