offset

31 results tagged offset:

ME Bank saga: is it okay for banks to slash redraw balances?

ME Bank has come under fire after customers received letters telling them the redraw balances on their mortgages had been significantly cut without any warning.

Five mortgage mistakes to avoid when you buy property

Why is it important not to overlook lenders mortgage insurance? What's the risk of cross-securitising properties? Here are five mortgage traps to avoid.

Confused about how much you should save? Here’s what experts say

When the unexpected happens and money stops coming in, how prepared are we to pay the bills? Experts reveal just how much you should have put away for a rainy day.

Ask Paul: Should we borrow against our house to buy shares?

Should Ang and her partner take out a line of credit on their home to start investing in index funds? "I hate the idea of borrowing against my house," says Paul Clitheroe.

Ask Paul: Should we sell an investment property to pay off our home?

Chris and Vicki still owe half a million dollars on their home. Is it time to sell an investment property and pay off the mortgage?

Ask Paul: Can we afford a $300,000 renovation?

With a mortgage, an investment loan, and a job change on the horizon, can Dom and his family afford to borrow money for a $300,000 renovation?

Ask Paul: Should I put my inheritance into offset or save up to buy another property?

Pam is expecting a $30,000 windfall. Is she better off stashing it in her offset account, or saving for her next property? Paul Clitheroe shares his advice.

Loan secrets exposed: we bust common mortgage myths

Are you better off with a packaged home loan? Should you pay your mortgage weekly or fortnightly? We sort fact from fiction on these mortgage myths.

How parents can profit from being the Bank of Mum and Dad

You earn 1% more on your savings while helping your kids out with their mortgage. Being the Bank of Mum and Dad has its perks, writes Effie Zahos.

Ask Paul: My wife’s a stay-at-home mum – can I top up her super?

Henry is earning good money but his wife is taking time out of the workforce to raise their child. Can he contribute to her super?
1 2 3 4