ask paul

438 results tagged ask paul:

Ask Paul: We’re pensioners and just inherited $440k

With the age pension their only income, how should Phil and his wife invest a $440,000 inheritance? And will they need to lodge tax returns?

Ask Paul: Why do I keep being rejected for a credit card?

"I think there is a clear discrimination issue here," Candice, a self-funded retiree who can't get approved for a credit card, tells Paul Clitheroe.

Ask Paul: How can I split shares with my siblings?

Sally's two siblings have 30-year-old shares in one company that are meant to be split among the three of them, she tells Paul Clitheroe.

Ask Paul: Should I buy a home with my mate?

Unable to buy property on her own, Andrea's best mate suggested they buy a house together. "He's a good bloke, we are just mates of 15 years, we're not a couple and we don't live together," she tells Paul Clitheroe.

Ask Paul: I’m on the pension and want to help my son buy a flat

Should Mary give her son the money to avoid stamp duty, she asks Paul Clitheroe, or put the property in her name and lose the part pension?

Ask Paul: What is the best reverse mortgage?

June owns her home and receives a full pension - what is the best reverse mortgage that won't see her slugged with huge fees?

Ask Paul: My lender had a data breach but I can’t afford to leave

"My mortgage lender (Firstmac) had a cyber incident that compromised my personal details ... I'm at the limits of my loan serviceability, so I don't think I could move to another lender," Ed tells Paul Clitheroe.

Ask Paul: What’s the best way to invest in property?

Should Dhruv buy an investment property or invest in an Australian real estate investment trust?

Ask Paul: Should I give $1 million to my kids so I can claim the pension?

Michael and his wife have $820,000 in super and $330,000 in shares. "Do I distribute my assets to my kids now so I can get a pension later?" he asks Paul Clitheroe.

Ask Paul: Should my mum invest $1 million in ETFs?

Eric's mum intends to rent out the family home and live off the income. Would she be better off selling the house and investing $1 million in ETFs?
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