ask paul

438 results tagged ask paul:

Ask Paul: My investment fell, is it time to cash out?

Pensioner Kay's income fund is going backwards - is she better off withdrawing the money and putting it in a bank account instead?

Paul Clitheroe answers your questions about super

Why is your super losing money? Can you be too old to change funds? Paul Clitheroe answers five of your superannuation questions.

Ask Paul: Can I transfer $330k from my super to my wife’s?

Mel's wife doesn't have enough in super - can he withdraw $330,000 from his own super fund and add it to hers? This is going to get complicated, says Paul Clitheroe.

Ask Paul: My planner is changing my portfolio and I don’t understand why

Alarm bells are ringing for Paul Clitheroe after Cheryl's financial planner announced he is making major changes to her portfolio but can't explain why.

Ask Paul: Should I get a reverse mortgage?

Is a reverse mortgage a good option for Hirani when his money runs out? Reverse mortgages can be valuable, says Paul Clitheroe, or a disaster if used incorrectly.

Ask Paul: How much can you gift without losing the pension?

Tanya's 82-year-old mother wants to give cash to her six adult children. How much can she give without risking her pension?

Ask Paul: My car is worth more than I paid – should I sell it?

Rob's 4WD is worth more than he paid for it - is he better off selling the car and taking the cash, or hanging onto it?

Ask Paul: My daughter is hopeless at saving her pocket money

What happens when financially responsible parents find themselves with a daughter who spends her pocket money the instant it hits her hand?

Ask Paul: We gave our sons cash to buy homes, how can we protect it from divorce?

After giving her two sons money to buy their first homes, Mel and her husband now want to know how they can protect the assets against possible future divorce.

Ask Paul: Should we retire to China for a lower cost of living?

Sissi and Andriy are worried about not having enough money to retire. Is relocating to China, where their living costs would be lower, the answer?
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