"What are you left with after tax?" Tax-efficient investments do exist. Investment bonds | 000 | 000 for 2025-26 | 500 for 2026-27. This amount includes your employer's compulsory superannuation guarantee contributions plus any salary sacrifice contributions. However | and reduce paperwork. One of the biggest costs most investors face is tax. Now is the time to ask | and where the 10-year period has not been reset. | are 'tax paid'. The investment bond issuer | As June 30 approaches | but beware of potential tax traps For many Australians | concessional super contributions provide an incentive to contribute to super and grow their future retirement nest egg. The maximum level of concessional contributions you can make is $30 | for example | in your annual tax return.* After 10 years | including a partner | increasing to $32 | Investing | investment bonds are proving to be a popular | investment bonds should be viewed as working alongside your other savings options | investors can seize opportunities to save on tax | issuers aim to enhance underlying tax efficiency. If you make no withdrawals within the first 10 years | or its returns | or the new Division 296 tax on earnings on total super balances above $3 million | pays tax on the underlying returns. While tax is capped at 30% | rather than the investor | Sponsored | tax-friendly alternative. More importantly | there are important limitations to be aware of. If your income and concessional super contributions exceed $250 | trust or adult child | without triggering a personal CGT event. Don't overlook super | you don't need to provide details of the investment bond
Smart EOFY tax moves investors can still make
By Vincent Stranges Published on May 4, 2026
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