Property

The true cost of owning and maintaining a heritage home

You've found a charming old property but it needs work. The challenge is to follow the renovation rules without breaking the bank.

Ask Paul: Do we sell our investment properties to fund our retirement?

Rodney and his wife want to know if selling their two investment properties will help their retirement plans. The question is, can they live on $73,000pa?

Borrowing money for a mortgage? Tighten your belt

A Federal Court judge has indirectly told consumers you can forgo the wagyu and shiraz lifestyle when you take out a home loan.

Ask Paul: How can we pay less interest on our mortgage?

Angus is keen to reduce the interest payable on his new home loan, but paying down a mortgage early is a trap for many property owners says Paul Clitheroe.

Boosting your borrowing capacity by tens of thousands of dollars

Did you know you can boost your home loan borrowing capacity by up to $5500 simply by lowering your credit card limit by $1000? Here's what else you need to know.

Ask Paul: No-one wants to buy our mining town investment properties

Jamie's townhouses in the rural Queensland mining town of Dalby have been on the market for two years with no offers. How can he get out of the hole?

The easy home loan hack that could save you $40,000

If your home loan lender passed on either of the recent cash rate cuts, you might be excited about paying less each month. But before you start spending, ask yourself what is worth more: the extra cash or $40,000.

Ask Paul: Are we doomed to a two-bedroom unit forever?

After years in a unit, Jess and Nick want to buy a house to accommodate their growing family. How will they ever be about to afford a larger home?

Ask the Experts: I co-own a unit with my daughter and want to sell but prices have fallen

Elena Antonis wants to leave Sydney for a more affordable retirement in Tamworth, but there's a hitch. The unit she co-owns with her daughter has fallen in value: should they sell or wait it out?

How to get a mortgage when you’re self-employed

Working for yourself can be rewarding, but the downside can come when you want to buy a home. Here are three key rules to follow when you don't have a traditional work pattern.
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