The difference between good debt and disastrous debt
Debt is not necessarily a bad thing - it is the type of debt that matters. And what is really sad is that our modern "have it now" society is driving the worst form of debt, writes Paul Clitheroe.
How to leave an inheritance when family is bad with money
Barbara is leaving an inheritance to her over-spending family. She asks Paul Clitheroe how she can structure her estate to avoid this gift being wasted.
Ask Paul: Should I give my son $100,000 for his mortgage
Peter wants to help his son out with money for a deposit. Can he give it as a gift, or should he go guarantor on the loan? Paul Clitheroe weighs in.
Ask Paul: Pay off current home or upgrade now?
Alita and her husband want to move into a bigger home but are torn between saving hard for another year and making the move, or paying off their current home first. Paul Clitheroe says the answer lies in Australia's population growth.
Ask Paul: I’m 25, how can I buy my first home?
How can two young millennials with a share portfolio best enter the housing market? Paul Clitheroe has the best way for Frances to buy a house.
Should I pay off my uni HECS/HELP debt?
University graduate Matt has made a little bit of money at his first full-time job. How should he spend it - save, invest or pay-off his HECS/HELP debts?
Ask Paul: What should I do with $80,000 inheritance?
At 27 Tim's net worth is approaching $500,000, and he will soon receive an $80,000 inheritance. Paul Clitheroe advises Tim on where to invest the windfall.
Ask Paul: Should we sell investment property at a loss?
Sarah and her partner are underwater on their Broome investment property, which is expensive to manage and maintain. Should they take the hit and sell it in order to buy a home in Perth?
Our family of six is struggling to get ahead
With four kids, Anthony and his wife are living week to week and struggling to get ahead with the family budget.
Ask Paul: Can I become financially independent by 29?
Uni student Thomas has invested $95,000. Should he save for a deposit on an investment property or continue with shares?