Ask Paul: I have $300k in the bank, but only $250k is guaranteed
Tom and his wife have $300,000 in an offset account, but only $250,000 at an authorised deposit taking institution is guaranteed by the Australian government. So is the cash at risk?
Ask Paul: Should we sell shares to buy our first home?
Jason and his wife have built a $150,000 share portfolio. They ask Paul Clitheroe if it's time to sell in order to buy their first home.
Ask Paul: We want to retire early on $140k a year
Bindi and her husband want to retire early - the sooner the better - to spend time with their young children, but they want an annual income of $140,000.
Ask Paul: My financial planner wasn’t much help – what next?
James recently saw a financial planner who wasn't much help. This makes Paul Clitheroe sad, as he reckons there is plenty James can do.
The No. 1 retirement question you need to answer
Many Money viewers and readers have aged with me, but can't answer this basic question when it comes to figuring out what they can afford in retirement.
Ask Paul: Should I risk my house deposit on shares?
Alice has $60,000 for her first home sitting in a high-interest savings account. She asks Paul Clitheroe if she would be better off investing the money.
Ask Paul: Advice on how to start investing in shares?
Craig's 20-year-old son wants to know how to start investing in shares. That's where Paul Clitheroe comes in.
Ask Paul: I’m on a disability pension, what’s a safe investment for me?
Julia wants to invest $30,000, but she's also on a disability pension, so keeping that money secure is vital, says Paul Clitheroe.
Ask Paul: We’re worth $1.5 million – how can we claim the pension?
Jimmy and his wife are worth more than $1.5 million. They ask Paul Clitheroe how they can offload assets in order to get the $1,348.40/fortnight aged pension.
Ask Paul: Loophole to let kids inherit my super tax-free?
Kevin has found a way to leave his super to his adult daughters without them being hit with a tax bill. So what does Paul Clitheroe think of the loophole?