Ask Paul: Our son lived in his house then rented it out, does he owe CGT?
Maryke's son bought a house in Australia and lived in it for 12 years before renting it out while he worked overseas as a missionary. Is he exempt from capital gains tax?
Ask Paul: My lender won’t give me a better rate – should I switch?
Rachel asked her bank for a better interest rate on her mortgage only to be fobbed off. Is she better off changing lenders?
Ask Paul: I’m a nurse – is a pandemic a bad time to buy a house?
Should a Sydney nurse and her husband buy a family home during the coronavirus crisis, or are they better off renting and keeping their money in the bank?
Ask Paul: I’m 19, is it the wrong time for me to buy more shares?
Lewis wants to invest $20,000 in shares but is it too risky with the coronavirus wreaking havoc on the stock market?
Ask Paul: Should we invest instead of renovating our home?
"I can't work out how a renovation will do anything other than destroy my plans for a buoyant financial future," says Jackson, who is torn between a reno and investing.
Ask Paul: I earn $57k a year – can I afford to retire in two years?
At 60, Robyn is torn between needing a good return on the money in her super fund and wanting to play it safe so she can sleep at night.
Ask Paul: We owe more than $1.5 million and can’t pay the bills
Elizabeth and her husband are trapped in a vicious cycle of debt, owing $900,000 on their home, $610,000 on their investment property, and $60,000 on credit cards.
Ask Paul: Can I invest in a term deposit overseas where rates are higher?
Unhappy with low term deposit rates in Australia, Anoop wants to know if he can invest in one overseas or if he will lose out in the currency exchange.
Ask Paul: Can I use my teen’s $30k for mortgage and pay her interest?
Greg's 19-year-old daughter has saved $30,000. With term deposit rates so low, should he put her savings against his mortgage and pay her interest instead?
Ask Paul: Our investment property is draining us – pay it off with super?
Should Ros and her husband cash out his super to pay off an investment property that is draining them? They've got Paul Clitheroe worried.