Ask Paul: Why can’t I put all my wages into super?
"Is it possible to save all of my wages into my super?" Connie wants to know. It's a "ripper idea", says Paul Clitheroe, but unfortunately there are caps in place.
Ask Paul: We subsidised one child’s rent, now there is friction
Greg and his wife allowed one of their adult children to stay in their investment property for less than market rent. How can they make it even with their other child?
Ask Paul: How can my mum sell her AMP shares?
"My elderly mother has a small holding of around 640 AMP shares, which she would now like to sell," Trevor tells Paul Clitheroe.
Ask Paul: I defied a terminal prognosis, how can I improve my finances?
Nine years after receiving a terminal prognosis, Emma continues to defy the odds. So how can she set herself up financially in this "unique situation"?
Ask Paul: I want to pay off my home loan in my early 40s
Nick is 32 and wants to be debt-free by his early 40s. Can he pay off his $330,000 home loan and set himself up for early retirement in 10 years?
Ask Paul: Should I pay a lump sum off my home loan?
With $187,000 left on their home loan and $157,000, should Tara make a $50,000 lump sum payment?
Ask Paul: We’re inheriting $95k, will we lose the disability pension?
Tania's husband is on a disability pension, and she receives a pension for caring for him. Will a $95,000 inheritance affect their pensions?
Ask Paul: Should I buy a regional investment property?
Mick is 60 with two infant children, and has his eye on an investment property in regional NSW. So what should he invest in to set up his family for the future?
Ask Paul: Why can’t I use my super to pay off the mortgage?
Ruth and her husband owe $150,000 on their house, so why can't she cash out her super to pay it off? "Why do I have to wait until I'm 60? Won't it save me money?"
Ask Paul: Should I change super funds?
Deb is working part-time and renting at 66 - should she switch to an industry super fund to maximise her retirement?